Terms and Conditions

Effective Date: June 1st, 2025

By signing up and creating a personal account, you automatically agree to Referable Ltd’s Terms & Conditions.

All content, know-how, systems, and procedures are copyrighted by Referable and may not be copied or used in any way that is considered competitive or that could harm the reputation or profitability of Referable Ltd.

Each account member will earn a passive income from anyone they sign up to a Premium Account with Referable and subsequent sign-ups from there (see Payment Schedule).

A member can resign at any time, but any accrued payments will cease immediately.

Accounts can be transferred or willed to a beneficiary.

From promoting your latest offers and collecting verified feedback to hosting events, starting group discussions, and building vibrant communities, Referable helps you create genuine engagement at every touchpoint. We make it easy to showcase what you do best, connect with the people who matter most, and grow your presence in a way that feels authentic, human, and sustainable.

Willing Your Business to a Beneficiary

You may nominate an individual to inherit your account and receive the monthly payouts, provided that the monthly instalments continue to be paid by your estate or your nominee.

If your account has no activity for a 3-month period, we will reach out to check if all is okay.

If we are unsuccessful in contacting you, we will contact your nominated trusted person whose contact details you have entered into our system.

Transfer of Your Referable Account Procedure

  • A written and signed request from the current account holder is required.
  • A witnessed and signed copy from a solicitor confirming independent legal representation must be provided.
  • If the account holder has passed away, a certified copy of the death certificate must be submitted through an independent firm of solicitors.

Once ownership transfer is confirmed, we will update the bank details for the new owner. Any funds in the account, minus any overdue fees, will be paid to the new owner in accordance with our payment schedule.

If your account has no activity for a 3-month period, we will reach out to check if all is okay.

If we are unsuccessful in contacting you, we will contact your nominated trusted person whose contact details you have entered into our system.

Payment Schedule

  • Members who refer new Premium Account holders will receive payment as follows:

    • Funds cleared in a member’s account by the 26th of each month will be authorized for payout on the 26th of the following month
    • Each new Premium Account sign-up triggers an annually recurring commission, provided that subscriptions remain active
    • Commissions are paid to the affiliate’s registered bank account
    • A 5% charge will be made against all commissions which will be paid to charitable institutions
    • Members will also earn for four levels of sign-ups beyond their direct referrals (e.g., 4 → 16 → 64 → 256)

    Please refer to the bar graph on the Referable website under the Affiliates link for further details and potential payout examples.